Decentralized Bitcoin financing

Bitcoin today.
Pay over time.

Get Bitcoin exposure with 30% upfront. Finance the remaining 70% through decentralized USDG liquidity on Robinhood Chain.

Robinhood Chain · Chain ID 4663 · Pre-launch: contracts tested, not deployed
Bitcoin purchaseillustrative
$10,000.00
Your capital · 30%
$3,000.00
LYRO financing · 70%
$7,000.00
Monthly repayment · 14% APR$628.50
A new way to access Bitcoin

Full exposure without the full upfront cost.

Traditional Bitcoin purchases require the full amount upfront. LYRO introduces decentralized financing, allowing you to acquire Bitcoin-backed assets with a smaller initial payment.

30% upfront

Start with a smaller initial payment while decentralized lenders finance the remainder.

Flexible financing

Choose between 6, 12, 24 or 36 months with a fixed contractual APR set at origination.

Onchain transparency

Monitor your financing, collateral and repayment obligations directly onchain.

How it works

Four steps. One transaction.

01
Choose your amount

Select the Bitcoin-backed asset purchase amount.

02
Pay 30%

Provide the initial down payment in USDG.

03
Finance the rest

The remaining 70% is funded through decentralized liquidity, atomically.

04
Repay over time

Repay monthly while your collateral remains secured. Withdraw after settlement.

LYRO Earn

Your capital. Put to work.

Supply USDG to decentralized Bitcoin financing markets and participate in interest generated by financing activity. Returns are variable and not guaranteed.

Explore LYRO Earn
Proposed borrower APR
12–18%
Lender rate allocations
8–14%
Security Pool allocation
1.5pp
Proposed liquidation LTV
80%

Included in borrower APR: 1.5pp Security Pool + 2.5pp protocol. Allocations are illustrative targets, not guaranteed depositor yields.

Security

Risk management, built into the protocol.

Collateralized financing

Purchased cbBTC secures every financing position in an isolated vault.

Health Factor monitoring

Continuous collateral-health tracking with a proposed 80% LTV liquidation threshold.

Permissionless liquidations

Independent liquidators settle eligible unhealthy positions with bounded 3–7% bonuses.

Security Pool

A funded USDG reserve receiving 1.5pp annualized from collected interest may absorb eligible lender shortfalls.

Read the full risk disclosures
Protocol statistics
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Total financing originated
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USDG supplied
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Collateral value
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Security Pool reserves
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Active positions
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Interest collected

Pre-launch. Contracts are tested but not deployed — live metrics appear here once financing is activated and verified onchain.

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